Independent Financial Advisor in Prague — Free Consultation
Mortgage specialist, investment advisor and insurance expert — all in one place. I will help you with mortgages, ETF and fund investments, insurance, and financial planning. Advisory in English, Czech, and Russian.
Financial Services
Comprehensive financial advisory tailored to your needs — always independent and in your best interest
Mortgages & Refinancing
Mortgage specialist with access to all banks on the market. Comparison of mortgage offers, refinancing your current mortgage, handling the entire process from A to Z. I also help with mortgages for foreigners in the Czech Republic.
Investments & Savings
Investment strategy tailored to your goals and risk profile. Regular and one-time investing, ETFs, mutual funds, DIP. Investment advisory for beginners and experienced investors alike.
Insurance
Life insurance, property and liability insurance, travel insurance. Audit of existing contracts, optimization of coverage, and cost savings.
Financial Planning
Comprehensive financial plan for your future. Retirement savings, children's education, financial independence. Regular review and adjustment of the plan as your life changes.
Tax Advisory
Tax return optimization, advisory for entrepreneurs and employees, tax deductions and benefits. Maximum legal tax savings.
Loans & Consolidation
Consumer loans, refinancing unfavorable loans, debt consolidation. Comparison of offers and securing the best terms on the market.
How It Works
Simple 4-step process — from first consultation to your financial plan
Free Consultation
We get to know each other and discuss your current financial situation, goals, and needs. No obligations, completely free.
Analysis & Proposal
I analyze your situation, compare offers on the market, and prepare a tailored solution — mortgage, investment, or insurance.
Implementation
Once you approve, I handle everything needed. I communicate with banks, insurance companies, and other institutions on your behalf.
Ongoing Support
I regularly monitor and optimize your finances. I remain available for any questions in the future.
Client Reviews
What clients say about working with me
“Darya helped us get a mortgage with great terms. The whole process was fast and stress-free. Highly recommended!”
Martin K.
“Professional approach and great communication in Russian. She helped us with family insurance and saved us thousands of crowns.”
Elena P.
“Finally I have clarity about my finances. Darya prepared a comprehensive financial plan and helped me start investing.”
Tomáš V.
I Work With
Leading financial institutions and insurance companies
Frequently Asked Questions
Answers to the most common questions about financial advisory
Yes, the first consultation is completely free and non-binding. My compensation is paid by the financial institutions I work with, so my services are free for you.
An independent financial advisor compares offers from all banks and insurance companies on the market, while a bank employee only offers products from their own bank. This allows me to find the objectively best solution for you.
Yes, foreigners with permanent or temporary residence can obtain a mortgage in the Czech Republic. I will help you with the entire process, including communication with the bank in English or Russian.
Mortgage processing usually takes 2–4 weeks from the application. The entire process from the first consultation to disbursement can take 4–8 weeks depending on the complexity of the case.
Refinancing is worthwhile when your interest rate fixation period ends, when market interest rates have dropped, or when you want to consolidate multiple loans. I am happy to calculate whether refinancing makes sense in your situation.
For beginners, I recommend diversified ETF funds with low fees and a regular investment strategy. Together, we will set up a portfolio based on your risk profile and investment horizon.
Book a Free Consultation
Choose a time that works for you. The consultation is non-binding and completely free.
Contact
Feel free to reach out to me in any way